Gold Loan Calculator

Maximum 75% LTV as per applicable guidelines

Calculate your loan eligibility, monthly interest and market valuation with current gold rates.

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Gold Purity / Karat Type Current rates applied automatically

22 Karat (91.6%) Most common jewellery ₹14,957 / gm 24 Karat (99.9%) Gold coins & bars ₹13,710 / gm 18 Karat (75.0%) Studded / diamond jewellery ₹11,218 / gm

Weight of Gold (in grams)

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Loan Amount you require (INR, optional) Max Eligible: ₹5,60,888

No credit score impact • Free, no-obligation estimate • Takes under a minute

75% Max LTV Applied Rates as of 11:18 am

Maximum Loan Eligibility

₹5,60,888 Net Disbursal

Total Market Value of Gold: ₹7,47,850
Rate per gram applied: ₹14,957 / gm (22K)
Interest Rate: 0.79% / mo (9.48% p.a.)
Estimated Monthly Interest: ₹4,431 / mo
Total interest for tenure: ₹53,172

Choose Repayment Tenure 12 Months

Bullet Repayment Scheme Available

Pay principal and interest together at the end of the loan tenure without worrying about monthly deductions.

Simple 3-step process

Check your eligibilityEnter gold weight and purity to see an instant estimate.
Gold valuationGet your gold assessed at our branch or at your doorstep.
Quick disbursalThe sanctioned amount is transferred to your bank account.

Secure storagePledged gold is held in secure, insured vaults.
Transparent pricingNo hidden charges in your estimate.
Data protectionYour details are used only to process your enquiry.

Gold loan calculations shown are indicative estimates based on the selected gold rate, purity, weight, LTV and tenure. Final eligibility and disbursal are subject to physical gold valuation, purity assessment, applicable charges, lender policies and regulatory requirements.

Maximum LTV as per applicable regulatory guidelines.