Policy

Policy for Investors

Oleevia Grameen Credits Private Limited (OGCL) is a state-of-the-art new age Non-Banking Finance Company with the most modern and innovative Products & Services offered to their customers. The Prime Objective of OGCL is to support the tribes in promoting their traditional farming methodologies by supporting them with micro-lending for affordable rates. The company aims to provide easy and affordable credit lines to Tribals, Farmers, and Small & Medium Business classes to be self-sufficient in their activities. OGCL is led by experienced banking professionals, and the collective experience of the top management is 100+ years. The company has a vision of becoming a well-reputed value-centered commercial bank in the next 8 to 10 years.

The investment objective of OGCL is to support the growth and expansion of the company's operations and achieve its vision of becoming a well-reputed value-centered commercial bank. The company aims to provide easy and affordable credit lines to Tribals, Farmers, and Small & Medium Business classes. The funds raised through investments will be used to expand the company's operations, improve its technology infrastructure, and increase its reach to a larger audience. The company intends to achieve sustainable growth by adopting responsible and ethical lending practices.

OGCL offers various investment opportunities to investors, including equity and debt investments. The company will raise funds through private equity investors, venture capitalists, and other institutional investors. OGCL will also issue bonds and debentures to raise funds. The company will ensure that the investments made by the investors are utilized efficiently and transparently.

Investing in OGCL involves certain risks that should be considered before making any investment decision. Some of the risk factors are:

  • Market risk: The company's operations are affected by market conditions, including economic growth, inflation rates, and interest rates. A downturn in the economy or a rise in interest rates may impact the company's operations and financial performance.
  • Credit risk: The company's lending activities involve credit risk, and there is a possibility of default by borrowers. The company has put in place risk management policies to minimize credit risk.
  • Regulatory risk: The company operates in a highly regulated sector, and any changes in regulations may impact its operations and financial performance.
  • Operational risk: The company's operations involve various risks, including technology risks, fraud risks, and human errors.

The company will follow the following investment guidelines:

  • OGCL will comply with all applicable laws, regulations, and guidelines while raising funds.
  • OGCL will maintain transparency and provide regular updates to the investors on the company's financial performance.
  • OGCL will maintain proper risk management policies to minimize risks associated with lending activities.
  • The company will ensure that the investments made by the investors are utilized efficiently and transparently.

Oleevia Grameen Credits Private Limited (OGCL) is a state-of-the-art new age Non-Banking Finance Company with a vision of becoming a well-reputed value-centered commercial bank. The company aims to provide easy and affordable credit lines to Tribals, Farmers, and Small & Medium Business classes to be self-sufficient in their activities. OGCL offers various investment opportunities to investors, including equity and debt investments. The company will follow transparent and ethical practices while utilizing the investments made by the investors. Investors should consider the risks associated with investing in OGCL before making any investment decision.